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Published 09:58 15 Feb 2018 GMT
Updated 11:56 15 Feb 2018 GMT
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And a letter sent to those affected read: "We are writing to let you know that a number of credit and debit card payments did not process correctly for some customers, in a small number of our Express stores.
"You may have noticed this as an unexpected transaction at Tesco in your bank statement."
The problem was first highlighted by MoneySavingExpert.com and Tesco has agreed to refund any bank charges incurred as a result of unexpected overdraft usage.
Steve Nowottny, news and features editor at MoneySavingExpert.com, said: "It’s good to see Tesco has apologised to shoppers, but this is a real blunder. For a major supermarket to take payments up to three months late simply isn’t acceptable.
"If you’re operating on a tight budget it’s crucial you know that payments will be processed more or less as you make them."
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