According to an expert, this is how much money you should have saved by the time you’re 30

For the sake of my sanity, I’m going to assume that you and I are in the same sinking financial boat.

But, like yours truly, I bet your New Year’s resolution is to finally sort your shit out and save some cash. But how much money should you actually hoard away? Kelly Smith, a writer and engagement specialist for The Penny Hoarder, told ATTN: that the amount of money you should have saved by age 30 really depends on where you are in life but a good guide is to have (gulp) six months of leaving expenses saved. “I think the goal at any age is to get to the point of having six months of living expenses saved up. Admittedly, it's harder in your twenties but it's a good time to start,” Smith said. This number obviously varies from person to person. Cost of living calculators estimate the average cost of living is estimated at £1990 per month which means you *should* have almost @12,000 squirrelled away. If you already feel like that’s an impossible feat, you’re not alone. At the very least, Smith says you should focus on having about £1,000 saved for emergencies. Start small she says - “even if it's storing spare change in a jar.” Keeping track of expenses will also help. “Being able to see where your income is coming from and going helps you understand what you can and can’t afford to save,” says Smith. Catch up with this week's episode of 888sport Football Friday Live: